Meet Our Team
Brad Barton
Principal Lending Manager NMLS#140525
With over 18 years of experience in mortgage lending and creative financing, Brad Barton, president and founder of Flite Financial, built this company on a foundation of integrity and client-centered service. Starting his career by primarily assisting veterans, Brad established Flite Financial to be a firm driven by honesty rather than profit or greed. Each client's needs and goals come first.
Brad has many hobbies and interests including sailing and outdoor sports. He also has a passion for playing the piano. Brad is also a private pilot and has roots deep in aviation and flying airplanes. Combining his love for helping people achieve homeownership and aviation as a theme, Flite Financial was born.
Brad and his wife have a 2 year old son, 2 cats, and a golden retriver, Dax.
Flite Financial is a wholesale mortgage broker based in Salt Lake City, Utah, specializing in mortgage lending, creative financing, and private funding. We operate primarily online to keep our overhead low, passing those savings onto our clients while offering highly competitive rates and pricing. With access to hundreds of lenders and unique loan programs, we offer options that many borrowers might not find elsewhere. This is where Flite Financial truly shines—helping clients discover the best-fit solutions tailored to their unique needs.
Here at Flite Financial, our business culture is built on mutual respect and autonomy. Our team of loan officers, processors, and staff, work on a level playing field, free from unnecessary oversight and micromanagement. Each team member has the freedom to shape their own career and maintain a healthy work-life balance, fostering an environment where everyone can thrive both professionally and personally.
Shelly Stiffler
Shelly is the life-blood of our loan process. We are so excited to have Shelly Stiffler as a key member of our team, working directly with our borrowers to navigate processing and underwriting with exceptional speed and accuracy. With over 28 years of experience in management, team leadership, and customer service, Shelly brings a results-oriented mindset and a proactive approach to every client interaction. Her outstanding organizational and time management skills, coupled with her strong communication and problem-solving abilities, make her a trusted guide throughout the loan process. Known for her ability to handle even the most challenging conversations with professionalism and a solutions-focused attitude, Shelly ensures every borrower feels supported. Her excellent customer service skills reflect her dedication to building long-term relationship, making her an invaluable resource for achieving smooth and timely closings.
Tinko Rogers
Tinko is a seasoned professional with over 17 years in the Mortgage Industry. With expertise spanning from Conforming loans to Non-QM and everything in between, Tinko brings to Lunar Processing a unique blend of experience, passion, and unwavering commitment to excel.
For her, Lunar Processing isn’t just a name – It's a refreshing ideology.
Lunar symbolizes her proven mortgage processing system where innovation, knowledge, and sophistication form a mutual relationship and work in unison to get those magic words “cleared to close” for her clients.
In her downtime, you’ll often find Tinko gazing at the night sky and listening to the timeless tunes of The Grateful Dead.
Emily Kolb
Emily started this industry out of needing to know more about the most significant investment of her life – her home!
From then on, she’s seen every day as an opportunity to help others thrive!
She acknowledges the real people behind every loan application, sparing the same high level of quality assurance and attention to detail for each and every one.
As a hardworking parent and a self-made businesswoman, she has witnessed first-hand what it means to have your dreams become a reality. Becoming an entrepreneur was more than just being successful. It was also about showing her daughters that they could achieve anything in life – no matter what their passion.
Emily’s passion is helping you and your borrowers get cleared to close as efficiently as possible.
Creed Haymond
At Flite Financial, we are proud to partner with Creed Haymond, a seasoned professional with over a decade of experience in sales, marketing, software services, and consulting. Creed is passionate about helping businesses succeed by providing innovative, personalized solutions designed to optimize operations and drive growth. His expertise and dedication make him a trusted resource for businesses striving to reach their full potential.
Whether it's leveraging cutting-edge technology or offering tailored strategies, Creed and his team deliver comprehensive, high-quality solutions that empower business owners to thrive in an ever-evolving market. To learn more about Creed and how his services can support your goals, visit his website at
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Greg Kirkham
At Flite Financial, we are proud to collaborate with Gregory Kirkham, a seasoned marketing strategist and consultant with over 16 years of experience driving business success. As the founder of multiple marketing agencies and a General Partner at Wells Capital Holdings, Greg brings a wealth of expertise in crafting innovative strategies tailored to each client’s unique needs. With a strong background in marketing, psychology, and finance, Greg is passionate about helping businesses optimize their marketing efforts, scale efficiently, and achieve long-term growth. His dedication to excellence and personalized approach make him a trusted partner for success in today’s competitive marketplace.
Heather Kulson
At Flite Financial, Heather Kulson plays a vital role in ensuring seamless communication and top-notch service for our clients. With 10 years of experience in marketing, appointment setting, and customer service, Heather is the driving force behind many of our client interactions. If you've ever scheduled an appointment with us, chances are Heather was involved, bringing her expertise and personable approach to make the process smooth and efficient. Her dedication to excellence and passion for building connections make her an invaluable member of the Flite Financial team, ensuring every client feels supported from the very first conversation.
Kenny Deen
Kenny Deen is an invaluable asset to Flite Financial, consistently providing innovative solutions to overcome challenges in the loan process. His extensive experience and problem-solving expertise make him our go-to resource when we encounter obstacles. Kenny's dedication and proactive approach ensure that we can navigate complex situations efficiently, maintaining our commitment to exceptional service and timely closings..
Mikele McMacken
Mikele McMacken is an indispensable member of the Flite Financial team and one of the top Account Executives at UWM. Her unwavering support and dedication are integral to our success. Mikele is a fierce friend with a heart of gold, always going above and beyond for our team and clients. Her extensive experience, deep knowledge of the industry, and ability to get things done with precision and efficiency make her a true powerhouse. Whether navigating complex scenarios or ensuring seamless operations, Mikele’s proactive approach and commitment to excellence are unmatched. Simply put, we wouldn’t be in business without her.
Mikele and her husband love to snowboard and they have a cute doggy named Burton
Kriss Rico
Kriss Rico is a powerhouse at Flite Financial, combining her extensive expertise with an unwavering commitment to excellence. With a career shaped by incredible mentors and hands-on experience in nearly every aspect of lending—from closing and funding to processing, underwriting, and even serving as VP of Operations—Kriss brings unparalleled knowledge to the table. Her underwriting background helps her save deals regularly, while her deep understanding of operations and processing ensures loans are structured to close smoothly and on time.
Always there to answer questions, Kriss goes to bat for our team and clients, pulling strings and pushing boundaries to meet deadlines and exceed expectations. Her love for guidelines and passion for loans drive her to find creative solutions, making her an irreplaceable part of our team. When you work with Kriss, you can count on her to do whatever it takes to help you fund your next loan successfully.
Tracy Evans
Tracy Evans is a pivotal member of the Flite Financial team, renowned for her creativity and expertise in facilitating complex and unique loan transactions. Specializing in custom loan programs such as "buy before you sell" and AI-driven 30-year fixed HELOCs, Tracy excels in structuring deals that others might deem unfeasible. Her innovative approach and deep understanding of the lending landscape enable her to navigate intricate scenarios seamlessly, ensuring that our clients' diverse needs are met with precision and efficiency. Tracy's ability to think outside the box and her unwavering commitment to finding solutions make her an invaluable asset to Flite Financial and a trusted partner for clients seeking tailored financial solutions.
Dax Barton
Meet Dax Barton, our Vice President and Loyalty Specialist at Flite Financial. Dax may not have a traditional office role, but his unwavering loyalty and sweet demeanor make him an essential part of our team. As the office’s resident golden retriever, Dax brings a level of warmth, positivity, and comfort that can’t be matched. Whether he's offering a friendly tail wag or a gentle nudge for a snack (preferably from your lunch), Dax’s presence reminds us all to stay calm, loyal, and dedicated to our work—and maybe take a quick break to play fetch.
While he might not help with loan processing, Dax’s role in maintaining team morale and promoting a happy work environment is invaluable. He’s the ultimate "good boy" when it comes to building strong relationships and making everyone feel welcome. If you ever need a moment to unwind or a furry friend to brighten your day, Dax is always here with a wag and a smile!
I just want to take a moment to express my heartfelt gratitude to every single member of my amazing team at Flite Financial. Your dedication, hard work, and unwavering support are the foundation of our success, and I truly couldn’t do it without you. Each of you brings something unique and invaluable to the table, and together, we’ve built something truly special. Whether it’s going above and beyond for our clients, solving challenges with creativity, or supporting each other through every step of the process, I’m incredibly grateful for everything you do. Thank you for being such a vital part of this journey – I’m lucky to have such an extraordinary team by my side!
~ Brad Barton
© 2024 Flite Financial, Inc. - All Rights Reserved
NMLS ID 2554429
2825 E Cottonwood Parkway, Suite 500
Salt Lake City, UT 84121
Fax 801-405-7693