🏡 Home Purchase Loans

Conventional Loans – Ideal for borrowers with good credit, offering low rates and flexible terms.

FHA Loans – Great for first-time buyers with low down payments (3.5%) and flexible credit requirments.

VA Loans – 0% down payment options for eligible veterans and active-duty service members.

USDA Loans – 100% financing for homes in eligible rural areas.

Jumbo Loans – Financing for homes above conventional loan limits (higher-priced homes).

Non-QM Loans – Perfect for self-employed borrowers, investors, and those with unique income situations.

💰 Refinance & Cash-Out Loans

Rate & Term Refinance – Lower your rate or adjust your loan term to save money.

Cash-Out Refinance – Use your home equity to consolidate debt, fund home improvements, or invest.

FHA Streamline Refinance – Fast and easy refi with no appraisal or income verification required.

VA IRRRL (Interest Rate Reduction Refinance Loan) – Simple refinance for VA loan holders to lower payments.

🏡 Home Equity & Specialty Loans

HELOC (Home Equity Line of Credit) – Flexible access to your home equity with low interest rates.

Fixed-Rate Second Mortgages – Keep your first mortgage rate and tap into equity with a second loan.

📈 Investment Property & Business Loans

DSCR Loans (Investor Loans) – Qualify based on rental income, not personal income.

Fix & Flip Loans – Short-term financing for investors flipping properties.

Hard Money Loans – Fast funding for real estate investors needing flexible credit guidelines.

Commercial Real Estate Loans – Funding for apartment buildings, office spaces, and commercial properties.

SBA Loans – Small Business Administration loans for business expansion or property purchases.

🎓 Specialty & Niche Loans

Bank Statement Loans – Great for self-employed borrowers who don’t use traditional W-2 income.

1099 Loans – Designed for independent contractors and gig workers.

ITIN Loans – Home loans for non-U.S. citizens with an Individual Taxpayer Identification Number.

No-Doc & Low-Doc Loans – Minimal documentation loans for fast approval.